Business Checking

All Coastal Bank & Trust business checking accounts offer the following benefits:

  • First initial order of checks (selected styles)
  • Free MasterCard debit card
  • Free Notary Service
  • Free OnCall Banking
  • Free check images with statements
  • Free Online Banking with Bill Pay
  • Free ATM withdrawals
  • Courier Service

 

CBT Community Checking

  • $100 minimum deposit to open
  • $100 minimum balance to earn interest
  • Interest-bearing account for qualified Non-Profit Organizations
  • $500 daily balance required to avoid $10 monthly maintenance fee
  • Up to 150 items per statement cycle; $0.35 fee per item over 150

 

CBT Business Checking

  • $200 minimum deposit to open
  • To avoid $15 monthly maintenance fee, maintain $2,500 average daily balance or $10,000 balance in related business accounts
  • Up to 500 items per statement cycle; $0.35 per item over 500 


 CBT Platinum Business Checking

  • $200 minimum deposit to open
  • $20,000 average daily balance or $50,000 balance in related business accounts required to avoid $25 monthly maintenance fee
  • Up to 999 items per statement cycle; $0.35 fee per item over 999


 CBT Commercial Analysis Checking

  • $200 minimum deposit to open
  • Earnings credit based on 3 month Treasury bill applied to average balance to offset the following service charges:
    • Monthly maintenance fee $20
    • Per deposit $0.25 
    • Per checks & other items paid $0.15
    • On-Us deposited items $0.10
    • Local deposited items $0.10 
    • Non-Local deposited items $0.10
    • Deposited item charge back $10.00


CBT IOLTA Account

  • $100 minimum deposit to open account
  • $500 minimum balance to earn interest
  • Interest-bearing account available to Lawyer's Trust Accounts only

 

 
 

Jacksonville • 2414 North Marine Blvd. • Jacksonville, NC 28546
Phone: 910-577-3200 • Fax: 910-577-3211

Holly Ridge  • 300 US Hwy 17N • Holly Ridge, NC 28445
Phone: 910-541-3811 • Fax: 910-803-0685

Richlands  • 8800 Richlands Hwy • Richlands, NC 28574
Phone: 910-601-0780 • Fax: 910-601-0785

If you need assistance accessing our website, please contact our Network Administrator, by phone 910-577-3200.

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