Coastal Bank & Trust is the only full service community bank headquartered in Jacksonville/Onslow County, North Carolina. The Bank offers financial products and services primarily focused on the retail customer and small to medium-size businesses in the Onslow County Market. The Bank has three locations; in Jacksonville, Holly Ridge and Richlands, NC with plans to expand in other communities throughout southeastern North Carolina.

What's New

Bill Pay Sweepstakes

Use Coastal Bank & Trust Bill Pay for a chance to win $5,000 in the Bill Pay Sweepstakes.  To learn more, visit


Back to School Promotion

 Help us "Stuff a Backpack" during our Back to School Promotion!  For every credit card application submitted between May 1st and June 30th, Coastal Bank & Trust will be donating a set of school supplies to a child in our community.  Click here to apply today.

North Carolina - Capital Access Program

Coastal Bank & Trust is a qualified lender under North Carolina's Capital Access Program (NC-CAP). The NC-CAP can make the difference in approval of a small business loan for either a start-up or expansion. If you are a North Carolina business with 500 or fewer employees you are eligible for a NC-CAP loan.  Please visit with one of our experienced lenders or for more information.

News to Know

Richlands Branch Is now Open!

Our third branch office, located in Richlands NC, is now open.  Come visit us at 8800 Richlands Hwy, Richlands NC, 28574.Our hours of operation are Monday-Friday, 9:00am - 5:00pm.   Our phone number is (910) 601-0780 and the fax number is (910) 601-0785. Come by and "Experience the Difference" banking with us!




Jacksonville • 2414 North Marine Blvd. • Jacksonville, NC 28546
Phone: 910-577-3200 • Fax: 910-577-3211

Holly Ridge  • 300 US Hwy 17N • Holly Ridge, NC 28445
Phone: 910-541-3811 • Fax: 910-803-0685

Richlands  • 8800 Richlands Hwy • Richlands, NC 28574
Phone: 910-601-0780 • Fax: 910-601-0785

If you need assistance accessing our website, please contact our Network Administrator, by phone 910-577-3200.

© Copyright 2017 Coastal Bank & Trust.