Attention All Mobile Banking Users: To provide enhanced security of your finances and information, we are changing our login procedures, effective May 18, 2014. We are streamlining the process, while adding new layers of security behind the scenes. Watch for the app update and experience the new look and feel to your Mobile Banking dashboard and menu – making anytime, anywhere banking even more convenient. 

Coastal Bank & Trust is a qualified lender under North Carolina's Capital Access Program (NC-CAP). The NC-CAP can make the difference in approval of a small business loan for either a start-up or expansion. If you are a North Carolina business with 500 or fewer employees you are eligible for a NC-CAP loan.  Please visit with one of our experienced lenders or the NC-CAP website; www.nc-cap.org for more information.

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s  accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html