Personal Savings

All Coastal Bank & Trust savings accounts offer the following benefits:

  • Free image statement via Online Banking
  • Free Online Banking with Bill Pay
  • Free ATM withdrawals
  • Free Notary Service
  • Free Mobile Banking
  • No annual fee on consumer Credit Card
  • Free Direct Deposit
  • Free OnCall Banking

 

CBT Minor Savings

  • $10 minimum deposit to open
  • Interest-bearing, variable rate savings account for individuals age 18 or under
  • No monthly maintenance fee
  • Quarterly statement
  • Account converts to CBT Savings account when individual reaches age 18 (subject to balance requirements and fees)
  • Excessive withdrawal fee of $2 will be charged for each withdrawal in excess of six (6) per statement cycle, regardless of balance

 

Federal regulation limit third party or preauthorized transfers (including debit card transactions) to six per statement period.  You may make no more than six (6) preauthorized withdrawals, automatic or telephonic transfers, checks, drafts and debit card or similar transactions from your account per month or statement cycle.

 

CBT Savings

  • $100 minimum balance to open
  • Interest-bearing, variable rate savings account
  • $100 minimum balance to earn interest
  • Quarterly statement
  • Free initial order of deposit & withdrawal slips
  • $100 daily balance required to avoid quarterly maintenance fee of $5
  • Excessive withdrawal fee of $2 will be chaged for each withdrawal in excess of three (3) per month, regardless of balance

 

Federal regulation limit third party or preauthorized transfers (including debit card transactions) to six per statement period.  You may make no more than six (6) preauthorized withdrawals, automatic or telephonic transfers, checks, drafts and debit card or similar transactions from your account per month or statement cycle.

 

CBT Money Market Savings

  • $100 minimum deposit to open 
  • Tiered interest-bearing, variable rate savings account
  • $1,000 minimum balance required to earn interest
  • $1,000 daily balance, $1,000 average daily balance or $1,500 combined balance in a personal checking account required to avoid monthly maintenance fee of $10
  • Excess withdrawal fee of $15 per transaction, regardless of balance

 

Federal regulation limit third party or preauthorized transfers (including debit card transactions) to six per statement period. You may make no more than six (6) preauthorized withdrawals, automatic or telephonic transfers, checks, drafts and debit card or similar transactions from your account per month or statement cycle.

  

CBT Platinum Money Market Savings

  • $25,000 minimum deposit to open 
  • Tiered interest-bearing, variable rate savings account
  • $1,000 minimum balance to earn interest
  • $25,000 daily balance, $25,000 average daily balance or a personal checking with an average daily balance of $10,000 or a wealth management account required to avoid monthly maintenance fee of $15
  • Excessive withdrawal fee of $15 per item, regardless of balance

 
Federal regulation limit third party or preauthorized transfers (including debit card transactions) to six per statement period. You may make no more than six (6) preauthorized withdrawals, automatic or telephonic transfers, checks, drafts and debit card or similar transactions from your account per month or statement cycle.



 

 
 

Jacksonville • 2414 North Marine Blvd. • Jacksonville, NC 28546
Phone: 910-577-3200 • Fax: 910-577-3211

Holly Ridge  • 300 US Hwy 17N • Holly Ridge, NC 28445
Phone: 910-541-3811 • Fax: 910-803-0685

Richlands  • 8800 Richlands Hwy • Richlands, NC 28574
Phone: 910-601-0780 • Fax: 910-601-0785

If you need assistance accessing our website, please contact our Network Administrator, by phone 910-577-3200.

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