Personal Checking

All Coastal Bank & Trust personal checking accounts offer the following benefits:

  • Free Online Banking with Bill Pay (3rd party internet/data fees may apply)
  • Free ATM withdrawals
  • Free Notary Service (customers only)
  • Free Mobile Banking
  • No annual fee on consumer Credit Card
  • Free Direct Deposit
  • Free OnCall Banking

 

CBT Free E-Checking*

  • $100 minimum deposit to open
  • No minimum balance required
  • No monthly maintenance fee
  • Monthly statement via Online Banking required (in the event statement options are changed from electronic to paper, the account will be converted to a CBT Interest Checking account)

 * Overdraft/returned item fees may apply

CBT Interest Checking

  • $100 minimum deposit to open
  • $750 Daily Balance, $2,000 Average Daily Balance or a $2,500 Combined Balance in Checking, Savings, Money Market, CD or IRA accounts Required to Avoid Monthly Maintenance Fee of $10
  • Interest-bearing account 

 

CBT Fifty Plus Checking

  • $100 minimum deposit to open
  • $500 Daily Balance, $1,500 Average Daily Balance or a $2,000 Combined Balance in Checking, Savings, Money Market, CD or IRA accounts or Direct Deposit Required to Avoid Monthly Maintenance Fee of $10
  • Interest-bearing account for those 50 or older
  • Free checks (selected styles)
  • Free 3x5 Safe Deposit Box (based on availability)
  • Free Official Checks 

 

CBT Select Checking

  • $100 minimum deposit to open
  • $5,000 Daily Balance, $5,000 Average Daily Balance or a $10,000 Combined Balance in Checking, Savings, Money Market, CD or IRA accounts or a $10,000 Equityline Required to Avoid Monthly Maintenance Fee of $15
  • Interest-bearing account with tiered interest rates
  • $10 discount on 3x5 Safe Deposit Box (based on availability)
  • Free Official Checks

 

CBT Patriot Checking

  • $100 minimum deposit to open
  • $1,000 Daily Balance, $1,500 Average Daily Balance or a $2,500 Combined Balance in Checking, Savings, Money Market, CD or IRA accounts or Direct Deposit Required to Avoid Monthly Maintenance Fee of $10
  • Interest-bearing account for active or retired military personnel
  • Free checks (selected styles)
  • Free 3x5 Safe Deposit Box (based on availability)
  • Free Official Checks


CBT Platinum Checking

  • $1000 minimum deposit to open
  • $10,000 Daily Balance, Average $10,000 Daily Balance,  or a $15,000 Combined Balance in Checking, Savings, Money Market, CD or IRA accounts or a $15,000 Equityline Required to Avoid Monthly Maintenance Fee of $20
  • Interest-bearing account with tiered interest rates
  • Free checks (selected styles)
  • Free 3x5 Safe Deposit Box or $30 credit on larger box (based on availability)
  • Free Official Checks
  • Rate reduction on Retail Loans
  • Higher rates on Certificates of Deposit

 

 
 

Jacksonville • 2414 North Marine Blvd. • Jacksonville, NC 28546
Phone: 910-577-3200 • Fax: 910-577-3211

Holly Ridge  • 300 US Hwy 17N • Holly Ridge, NC 28445
Phone: 910-541-3811 • Fax: 910-803-0685

Richlands  • 8800 Richlands Hwy • Richlands, NC 28574
Phone: 910-601-0780 • Fax: 910-601-0785

If you need assistance accessing our website, please contact our Network Administrator, by phone 910-577-3200.

© Copyright 2017 Coastal Bank & Trust.