Coastal Bank & Trust is the only full service community bank headquartered in Jacksonville/Onslow County, North Carolina. The Bank offers financial products and services primarily focused on the retail customer and small to medium-size businesses in the Onslow County Market. The Bank has three locations; in Jacksonville, Holly Ridge and Richlands, NC with plans to expand in other communities throughout southeastern North Carolina.

What's New

Limited Time Only, Coastal Bank & Trust is Offering CD Specials on New Money Only - Minimum $25,000.

12 Month: 

Certificate of Deposit with 1.76% APY*

24 Month:

Certificate of Deposit with 2.02% APY*

36 Month:

Certificate of Deposit with 2.27% APY*

*APY = Annual Percentage Yield

North Carolina - Capital Access Program

Coastal Bank & Trust is a qualified lender under North Carolina's Capital Access Program (NC-CAP). The NC-CAP can make the difference in approval of a small business loan for either a start-up or expansion. If you are a North Carolina business with 500 or fewer employees you are eligible for a NC-CAP loan.  Please visit with one of our experienced lenders or for more information.

News to Know

10 Year Anniversary

 Coastal Bank & Trust is celebrating our 10 Year Anniversary!

April 13, 2009 - April 13, 2019


Richlands Branch Is now Open!

Our third branch office, located in Richlands NC, is now open.  Come visit us at 8800 Richlands Hwy, Richlands NC, 28574.Our hours of operation are Monday-Friday, 9:00am - 5:00pm.   Our phone number is (910) 601-0780 and the fax number is (910) 601-0785. Come by and "Experience the Difference" banking with us!




Jacksonville • 2414 North Marine Blvd. • Jacksonville, NC 28546
Phone: 910-577-3200 • Fax: 910-577-3211

Holly Ridge  • 300 US Hwy 17N • Holly Ridge, NC 28445
Phone: 910-541-3811 • Fax: 910-803-0685

Richlands  • 8800 Richlands Hwy • Richlands, NC 28574
Phone: 910-601-0780 • Fax: 910-601-0785

If you need assistance accessing our website, please contact our Network Administrator, by phone 910-577-3200.

© Copyright 2017 Coastal Bank & Trust.