W. Keith Betts is President and Chief Executive Officer of the Bank. With over 30 years of corporate and retail banking experience, Betts was formerly the Founder, President and CEO of Port City Capital Bank in Wilmington, NC, from 2001 until the bank was sold in 2006. During his tenure, from the time period of 2005-2006, Port City Capital Bank was ranked in the top five banks in the North Carolina Bank Performance Report. Prior to his appointment with Coastal bank & Trust, Betts held the position of Executive Vice President and Market President of Crescent State Bank/Vantage South Bank in Wilmington. He is a 1980 graduate of St. Andrews Presbyterian College in Laurinburg, NC.